Commercial Debt Collection.A Disciplined Approach to Recovery.
Brillman, Schultz & Associates helps businesses recover unpaid invoices and resolve complex commercial accounts. Our approach combines professional mediation, thorough account investigation, and coordination with independent collection counsel when appropriate.
Brillman, Schultz & Associates helps businesses recover unpaid invoices and resolve complex commercial accounts. Our approach combines professional mediation, thorough account investigation, and coordination with independent collection counsel when appropriate.
Firm Efforts.
Professional Communication.
Every account has a history. We investigate the business, review the documentation, and pursue a practical resolution through persistent, respectful communication.
Our Fee Comes From Results.
You pay a collection fee only when we recover.
- Debtor location and investigation
- Demand letters and negotiation
- Clear account status updates
No upfront collection fees to get started.
Speed Matters. So Does Experience.
The longer an invoice goes unpaid, the harder it becomes to collect. Our recovery professionals act quickly, bringing more than two decades of commercial collections experience to every account, from the first contact through final resolution.
Early placement gives your account the best chance of recovery.
Commercial Focus
Business-to-business receivables and the credit terms behind them.
Relationship-Minded
Firm, respectful outreach that works to preserve the customer relationships you’ve built.
Clear Reporting
Regular status updates so you know where each account stands.
A TRUSTED PARTNER
Results Earn Trust.
We’re Ready to Earn Yours.
Brillman, Schultz & Associates brings experienced commercial negotiators, research support and nationwide recovery reach to unpaid business accounts.
You pay a collection fee only when we recover. No upfront collection fee.
OUR COMMITMENT TO YOUR BUSINESS
REAL EXPERIENCE. FOCUSED RECOVERY.Years of experience
Success rate on viable claims
Contingent
Immediate remittance
Commercial Debt Recovery
Nationwide commercial debt recovery for large-balance and complex accounts. We combine professional negotiation, investigative resources, and persistent follow-up while working to preserve your business relationships.
A Recovery Partner
You Can Trust
- ✓Recover Receivables
- ✓Protect Business Relationships
- ✓Deliver Results with Integrity
Large Balance
Collections
Focused recovery for substantial commercial debts.
Accounts Receivable
Optimization
Strengthen cash flow and reduce future delinquencies.
Commercial
Mediation
Professional negotiation for disputed payments.
In-Field
Collections
In-person visits when remote outreach stalls.
Skip Tracing &
Asset Investigations
Locate businesses, decision-makers, and assets.
Legal Network
Qualified referrals to independent counsel, with your approval.
OUR RECOVERY PROCESS
From Placement to Payment
Every account follows a deliberate path, built on preparation, professional engagement, and steady follow-through.
Assess the Account
We review available documentation, payment history, dispute status, debtor circumstances, and recovery options before determining the strongest path forward.
Explore Our Process
Investigate Thoroughly
We verify business details, decision-makers, contact information, and other relevant facts that can help shape a more informed recovery strategy.
Explore Our Process
Engage Professionally
We establish direct communication, address legitimate issues, and pursue a practical resolution through disciplined, business-focused follow-up.
Explore Our Process
Escalate Only When Needed
When direct collection efforts reach an impasse, qualified accounts may be referred, with your approval, to our nationwide network of commercial litigation attorneys.
Explore Our Process
Get Paid
Recovered funds are remitted promptly in accordance with your agreement, with a clear accounting of payments and fees.
Explore Our Process- 01
Assess the Account
We review available documentation, payment history, dispute status, debtor circumstances, and recovery options before determining the strongest path forward.
- 02
Investigate Thoroughly
We verify business details, decision-makers, contact information, and other relevant facts that can help shape a more informed recovery strategy.
- 03
Engage Professionally
We establish direct communication, address legitimate issues, and pursue a practical resolution through disciplined, business-focused follow-up.
- 04
Escalate Only When Needed
When direct collection efforts reach an impasse, qualified accounts may be referred, with your approval, to our nationwide network of commercial litigation attorneys.
- 05
Get Paid
Recovered funds are remitted promptly in accordance with your agreement, with a clear accounting of payments and fees.
COMPLIMENTARY DEEP DIVE
Know What’s Behind the Delay.
On select accounts, we look beyond the unpaid invoice at assets, liabilities, liens, lawsuits and signs of financial stress—so you can decide how quickly to act.
FOR THE CEO / OWNER
Know Before You Extend Another Dollar.
Understand what’s behind the delay before extending more credit or letting the balance grow.
FOR THE CFO
Protect EBITDA Before Exposure Grows.
Assess asset position, creditor exposure and financial stress before more capital gets tied up.
FOR THE CONTROLLER
Know What’s Collectible—and When to Act.
Get a clearer view of the debtor’s status and recovery prospects so you can prioritize the account.
Act early, before balances grow or leverage expires.
VOLUME COMMERCIAL COLLECTIONS
Multiple Accounts.
One Recovery Partner.
The platform, infrastructure and experienced team to manage batches of past-due commercial accounts and ongoing placements.
VOLUME PLACEMENT CAPACITY
Built for Volume.
Place multiple commercial accounts with one experienced recovery partner.
ONLINE PORTAL
100% Transparent.
Follow your placed accounts through the online portal, with clear account status and Client Services support.
Upload directly. We’ll help you get started.Client Services helps organize your files and recommends the most efficient upload approach.
THE COST OF WAITING
The Longer Payment Waits,
the More Your Business Carries.
You delivered the work. You paid your people. Your customer still hasn’t paid you. That unpaid balance ties up working capital while your team spends more time chasing payment.
Working Capital Tied Up
Money earned on completed work stays unavailable for payroll, suppliers, and your next project.
Time You Cannot Get Back
Repeated calls and missed payment dates pull your team away from customers and operations.
More Uncertainty Ahead
Another promise can buy the customer more time without bringing your business any closer to payment.
Collectability by Account Age
CLLA historical benchmarks show how quickly collectability can decline as commercial accounts age.
Recovery potential declines over time.
When reminders stop working,
put experience to work.
BSA helps identify what is holding up payment, reach the people responsible, and pursue unpaid commercial invoices with firm, professional communication that respects your business relationships.
No recovery, no fee. Any litigation costs require your approval in advance.
WHERE WE WORK
Texas Based. Nationwide Reach.
Commercial debt recovery for businesses across Texas and throughout the United States.
Focused Expertise.
Broad Experience.
Oil & gas, construction, logistics and agribusiness are core areas of focus. Our experience also spans manufacturing, wholesale & distribution, healthcare, technology and professional services.
Explore All Industries
Construction
Unpaid contractor invoices, project balances and supplier accounts.
Oil & Gas
Energy receivables, field services and oilfield supplier invoices.
Logistics
Past-due freight, trucking and transportation invoices.
Agribusiness
Unpaid agricultural supply, service and equipment accounts.
Equipment Rental & Leasing
Past-due rental invoices, lease payments and equipment balances.
Healthcare
Commercial receivables for medical suppliers and healthcare businesses.
Your industry may change. Our objective doesn't: recover what's owed through a professional strategy appropriate to the account.
Talk to Our TeamBEFORE YOU GET STARTED
Questions About
Commercial Collections?
A few clear answers before you decide your next step.
How do your collection fees work?
Our collection services are contingency-based: you pay a collection fee when we recover funds. We discuss the proposed rate and any separately authorized services before you place an account.
How old can an account be?
We review both recent and older past-due accounts. Account age, documentation, debtor circumstances, and applicable time limits affect the available options, so share the account history during your review.
Can you review a disputed invoice?
Yes. Send the invoice, relevant agreements, and correspondence explaining the dispute. We review the supporting records and discuss whether professional negotiation or another recovery approach may be appropriate.
What documentation should I provide?
Start with invoices, the outstanding balance, debtor contact details, and payment history. Contracts, purchase orders, delivery records, and correspondence can help us understand the claim.
Do you handle accounts outside Texas?
We review commercial accounts across the United States. Available services depend on the account and jurisdiction; explore our locations pages or contact us to discuss your claim.